Why does paypal need my ssn

I bought an item on eBay and the seller reneged, issued a refund. They're holding the money hostage in an effort to get me to turn over confidential information. The refund is only 22 bucks, which makes this a really, really cheesy little holdup attempt on the part of PayPal. Fascist banking. And no amount of smoke blown at me from Bombay can change that simple fact. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work.

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Labels: Account Limitations. Login to Reply or Kudo. If you are just a casual buyer on PayPal, you do not need to provide your SSN under any circumstances. PayPal makes multiple efforts to try and extract your SSN but does not comply to this.

You are needed to provide your SSN only if you are a seller on PayPal and you have to collect payments from other PayPal customers or process business transactions. As to speak, PayPal should not ask for the Social Security number as they are not a banking institution, but they have their own reasons.

If you are concerned about whether your SSN and other personal information are safe with PayPal, you need not worry. As is it a government rule to send a tax report for certain kinds of sellers, PayPal has been enforced to collect your Social Security Number.

You need not think twice before you enter your SSN on the portal as the portal highly secure. Sometimes even the biggest of the big companies have faced a security threat.

Although PayPal has invested maybe millions behind security, there is still a slight risk of a security threat. I was notified that because my account is on hold, that I could not make such a request for refunds after all.

I went full Karen and asked to speak to whomever was above them to override that hold and issue a refund adding that this seems to be targeting a vulnerable population and therefore discriminatory, I asked if PayPal is doing this to everyone who cannot provide Social Security numbers and the rep said yes without a second thought. I was told I would be called back again!

James announced himself as a manager when called me back and stuck to script. I advised him that if he was not able to help then to put me onto whomever above him could help me because I found him unable to deal with my request in a respectful manner since this is not just an issue of bad service but also discriminatory practices by the company.

James became increasingly annoyed and downright rude to my questions, and after a while of trying to override the system, he notified me that without a Social Security Card to verify me, not even a refund could be done.

At the bottom of it all, this is discriminatory. Whether it is because of status, housing stability, religious affiliations and even as a form of protest against the government, there are millions of people in this so called country that lack access to a Social Security number. I again explained to him that there are different people whom might not be able to provide that, myself included.

He went on to explain that without the input of a Social Security number, the system itself will keep anyone from doing anything to my account to address my refund situation. For clarification. And for clarification, I told him not one bit of what he did was helpful for he was ill-equipped to talk with me about the absurdity of a money app demanding Social Security numbers now to access my funds after years of not asking for these unnecessary verifications in order to help.

They froze the funds of those whom were deemed noncitizens. I gave up on receiving a refund and instead focused on processing all the ways I struggle daily and then going to work.

My comrade and director of the co-op tried to call PayPal and demand her money be released back to her. After much back and forth on her end, they agreed to call her back and do a three-way call with me so that I could approve the refund.

We were made to wait even longer and then transferred. After much advocating by my comrade for both herself and me as customers, the funds were finally released back to her.

I was told once again that my account will be on hold until I can provide a Social Security number for verification. I explained for the fourth time today why it is wrong to do so. I never want to be in a space where I denigrate workers. It is not the fault of the people I interacted that PayPal made it damn near impossible to help me and provide the quality of care they are expected to provide by their employers. The men I spoke with were condescending and rude.

They seemed amused by the entire situation, and that disrespect is entirely their fault.